FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking Account

Flexible and convenient online solutions

Online Personal Checking Account

A daily use checking account that earns interest and more.
Video Tutorial
Online Account Opening Video

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

1Online Banking, eStatement and Online Bill Pay requires enrollment in Retail Online Banking.
2Debit card includes access to the Allpoint ATM Network with more than 55,000 surcharge-free ATMs coast to coast and around the world.
3Mobile Banking and Mobile Deposit require enrollment in CTBC Bank Mobile app via Apple Store or Google Play.
4UChoose Rewards® requires enrollment at www.uchooserewards.com to earn points on debit card purchase.

Online Personal Checking Account FAQs

At this time, our online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona.
The minimum balance to open a CTBC Online Personal Checking Account is $100.00.
There is no account maintenance fee.
There is no minimum balance requirement.
Please visit a CTBC branch or contact Customer Support at 1-888-889-8369.
Your CTBC debit card will arrive within 7-14 days after opening your account.
• Visit a local CTBC branch
• Use your debit card or checks for purchases and payments
• Make payments using free online Bill Pay
• Get cash back when you shop with your debit card
• Get cash from an ATM. (To find a nearby ATM, click here)
• Transfer money between your CTBC accounts
• Transfer money from your CTBC accounts to accounts you have at other banks using Online Banking or Mobile Banking
• Send a Wire Transfer (a service charge applies)
• Visit a local CTBC branch
• Transfer money between your CTBC accounts
• Transfer money from accounts you have at other banks to your CTBC account
• Use direct deposit to receive your paycheck or Social Security deposit
• Incoming Wire Transfer (a service charge applies)
• Deposit check(s) via CTBC mobile app
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
CTBC Bank – VB Customer Support
56 E. Duarte Rd., Unit 108
Arcadia, CA 91006
Click here to access CTBC retail online banking enrollment page.
You can download CTBC Bank mobile banking app from Apple App Store or Google Play.
Please login to your CTBC retail online banking to update your Electronic Statements preferences under profile. If you have any technical questions, please contact Customer Support at 1-888-889-8369.
Please refer to the Schedule of Fees provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-8369.
The CTBC Bank routing number is 1222-10406. It is used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another financial institution within the U.S.).
Yes. Funds on deposit at CTBC Bank are FDIC-insured up to maximum allowed by law.

Need to reorder checks?

Please call: