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Personal Banking

Deposit Rates

Annual Percentage Yield (APY) as of 05/05/2026

Variable-Rate Accounts

Checking Account

Online Personal Checking

Minimum daily balance to obtain APY
Interest Rate
APY
$0 – 14,999.99
0.05%
0.05%
$15,000 +
0.10%
0.10%

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

$100 minimum opening balance. To receive the APY, account must be opened online. Fees could reduce earnings on the account. Your interest rate and APY may change after the account is opened.

Money Market Account

Online Money Market

Minimum daily balance to obtain APY
Interest Rate
APY
$0 – 24,999.99
0.10%
0.10%
$25,000 +
2.52%
2.55%

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

$25,000 minimum opening balance.  Monthly service fee $15. To avoid the imposition of the service charge you must meet the following requirements: A service charge of $15 will be imposed every Month if the average daily balance for the monthly statement cycle falls below $ 25,000.00 . The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly statement cycle. To receive the APY, account must be opened online. Fees could reduce earnings on the account. Your interest rate and APY may change after the account is opened.

Savings Account

Online Personal Savings

Minimum daily balance to obtain APY
Interest Rate
APY
$0 – 49,999.99
1.78%
1.80%
$50,000 +
3.25%
3.30%

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

$250 minimum opening balance. To receive the APY, account must be opened online. Fees could reduce earnings on the account. Your interest rate and APY may change after the account is opened.

Fixed-Rate Account

Online Personal CD

Type
Minimum Opening
Interest Rate
APY
6 Month CD
Open Account 
$5,000.00
3.25%
3.30%
9 Month CD
Open Account 
$5,000.00
2.96%
3.00%
12 Month Promo CD
Open Account 
$5,000.00
2.96%
3.00%
12 Month CD
Open Account 
$5,000.00
0.40%
0.40%
24 Month CD
Open Account 
$5,000.00
0.50%
0.50%

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions

Minimum opening balance is $5,000. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account. APY is subject to change without notice. To receive the APY, account must be opened online. The APY will be based on the date the CD is funded, which may be different from the application date. Additional terms and conditions may apply. Please see our account disclosures for more details.