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Savings and CD

Accounts

Let our accounts help you achieve your savings goals

Online Personal
Savings Account

A Savings account to grow your money faster.
Video Tutorial
Open-an-Online-Savings-New

1Enrollment in Online Banking offers eStatement and account information

2Requires CTBC Bank mobile app via Apple Store or Google Play

Online Personal

Money Market Account

Earn more while keeping your money accessible.

1To avoid the imposition of the service charge you must meet the following requirements: A service charge of $15 will be imposed every Month if the average daily balance for the monthly statement cycle falls below $ 25,000.00 . The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly statement cycle.
2Debit card includes access to the Allpoint ATM Network with more than 55,000 surcharge-free ATMs coast to coast and around the world.

3Online Banking and eStatement Bill Pay requires enrollment in Retail Online Banking.

Online Personal CD Account

Like our Rate? Don't wait!
Video Tutorial
Open-an-Online-Savings-New

1Enrollment in Online Banking for account information

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

Not A CTBC Customer?

Here are some tips for you to open your Online Personal CD account quickly.

1. Open a CTBC Online Personal Checking account.
2. Ensure that your funds are available in your CTBC Online Personal Checking account. The full amount must be available at the time you start your Online Personal CD application.
3. Complete the Online Personal CD application and transfer the funds from your CTBC Online Personal Checking account to your new Online Personal CD account.
4. Enjoy the fixed interest rate.

Ready to open a Savings

account today?

Online Personal Savings Account FAQs

At this time, our online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona.
The minimum account opening balance to open a CTBC Online Personal Savings Account is $250.00.
There is no account maintenance fee.
There is no minimum balance requirement.
• Visit a local CTBC branch
• Online funds transfer between your CTBC accounts
• Send a Wire Transfer (a service charge applies)
• Visit a local CTBC branch
• Transfer money between your CTBC accounts.
• Use direct deposit to set up your paycheck or Social Security deposit
• Incoming Wire Transfer (a service charge applies)
• Deposit check(s) via CTBC mobile app
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
CTBC Bank – VB Customer Support
56 E. Duarte Rd., Unit 108
Arcadia, CA 91006
The number of certain types of withdrawals and transfers from savings account is limited to a combined total of 6 per calendar month per account. If you exceed these transaction limitations during any calendar month, you will be charge $10 exceed transaction fee per debit. (Please refer to Fee of Schedule). If you exceed these limits on more than an occasional basis, we reserve the right to close your Account.
Below are the transactions that count towards the six (6) withdrawals or transfers per calendar month:

 

• ACH Transfers
• Wire Transfers (a service charge applies)
• Phone Transfers
• Online Transfers
• Transfers to repay loans at CTBC Bank

 

Note: The number of certain types of withdrawals and transfers from savings account is limited to a combined total of 6 per calendar month per account. If you exceed these transaction limitations during any calendar month, you will be charged $10 exceed transaction fee per debit. (Please refer to Schedule of Fees). If you exceed these limits on more than an occasional basis, we reserve the right to close your Account.
Please refer to the Schedule of Fees provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-8369.
Click here to access CTBC retail online banking enrollment page.
You can download CTBC Bank mobile banking app from Apple App Store or Google Play..
Please login to your CTBC retail online banking to update your Electronic statements under profile. If you have any technical questions, please contact Customer Support at 1-888-889-8369.
The CTBC Bank routing number is 1222-10406. It is used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another financial institution within the U.S.).
Yes. Funds on deposit at CTBC Bank are FDIC-insured up to maximum allowed by law.

Online Personal CD Account FAQs

At this time, our online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona.
The minimum account opening balance to open a CTBC Online Personal CD Account is $5,000
• Deposit at a local CTBC branch
• Phone Transfers for existing CTBC Bank customer.
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
CTBC Bank – VB Customer Support
56 E. Duarte Rd., Unit 108
Arcadia, CA 91006
Additional deposits cannot be made during the term of any CD. However, once your CD matures, you can deposit additional funds once during the grace period.
Yes. Click here to log into your account. Once logged in, select your CD Account on the “Account Summary” page. Your maturity date will be displayed in the CD account details.
We will send you a notification 30 days before your CD matures. When your CD matures, you may make a deposit or withdrawal and change the term of your CD during the grace period. The grace period lasts for 10 days immediately following the maturity date. Your CD will automatically renew if you don't take any action during the grace period and interest withdrawn on the account will not affect the grace period. Any term change, deposit, or withdrawal of principal during the grace period will end the grace period. In some cases, the Early Withdrawal Penalty may reduce the principal in the CD.
Please refer to the Schedule of Fee provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-8369.
Once an Account is opened, interest begins to accrue on a deposit on the Business Day we receive your deposit.
Interesting is compounded daily and credited to your account monthly.
Yes. Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.