选择适合您的定存帐户
8 个月定存
3.68% APY*
11 个月定存
3.58% APY*
*此优惠仅限于在分行开户。优惠利率（Annual Percentage Yield, APY）自2026年4月17日起有效。 8个月定期存款3.68% APY和11个月定期存款3.58% APY，最低开户金额为$25,000。获得此优惠利率，客户必须于开户当日开设全新或已拥有个人或商业支票帐户。帐户限于本人在分行开立。提前关闭帐户将会有罚款，帐户手续费可能会减少利息收入。银行保留终止此优惠利率的权利，恕不另行通知。详情请参阅帐户披露的更多细节，条款及细则约束。
开设中国信托定期存款的好处
低风险
固定利率
在设定的期间内，赚取固定利息。
方便
整合银行账户
透过网络及手机银行，浏览您所有中国信托银行账户。
安全
FDIC 保障
中国信托银行为联邦存款保险公司的会员，您的存款将会受到保障。
See how much your savings could grow
Please enter an amount greater than the minimum deposit amount of $25,000.00
*Offer only available for accounts opened in-person at a CTBC branch. Promotional Annual Percentage Yield (APY) accurate as of 04/17/2026. The minimum opening balance for 8-month CD 3.68% APY and 11-month CD 3.58% APY is $25,000. To receive the advertised promotional APY, You must either have an existing checking account with CTBC or open a new personal or business checking account on the day the CD is opened. Accounts are subject to an early withdrawal penalty. Fees could reduce earnings on the account. The Bank may cancel the CD promotion at any time without notice. Additional terms and conditions may apply. Please see our account disclosure for more details.
The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYs are subject to change.
