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網路定存帳戶

固定利率
開戶最低金額為$5,000
整合銀行帳戶
FDIC 保障
We have terms to fit your goals
12 month
Promo
3.80
% APY*
3.80% APY*
CTBC

*Annual Percentage Yield (APY) accurate as of 09/09/2025. Minimum opening balance is $5,000. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account. APY is subject to change without notice. To receive the APY, account must be opened online. The APY will be based on the date the CD is funded, which may be different from the application date. Additional terms and conditions may apply. Please see our account disclosures for more details. Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

開設中國信託網路定期存款的好處

低風險

固定利率

鎖定在設定的期間內，賺取固定利息。

方便

整合銀行帳戶

透過網路及手機銀行，瀏覽您所有中國信託銀行帳戶。

安全

FDIC 保障

中國信託銀行為聯邦存款保險公司的會員，您的存款將會受到保障。

See how much your savings could grow

We have terms to fit your goals
12 month
Promo
3.80
% APY*

Please enter an amount greater than the minimum deposit amount of $5000.00

*Annual Percentage Yield (APY) accurate as of 09/09/2025. Minimum opening balance is $5,000. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account. APY is subject to change without notice. To receive the APY, account must be opened online. The APY will be based on the date the CD is funded, which may be different from the application date. Additional terms and conditions may apply. Please see our account disclosures for more details. Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

$20,000
CTBC

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYs are subject to change.

如何開設網路個人定存帳戶?

我們提供安全、簡單又便捷的數位銀行

1

點擊 "立即開戶"

進入安全加密的線上開戶程序

2

輸入您的個人資訊

提供您的姓名，地址，生日及社安號碼

3

資金轉帳

連結其他銀行帳戶，將資金轉入新帳戶

I我是新客戶

我將提供我的個人資料

我是既有客戶，並且有網路銀行。

登入網路銀行，節省開戶時間。

我們也有最高可達 3.60% APY
網路儲蓄帳戶

網路個人定存帳戶常見問題

目前線上開戶只開放給居住在加州、紐約州、紐澤西州、德州、內華德州、華盛頓州及亞利桑納州的居民。
開設中國信託網路個人定存帳戶的最低金額為 $5,000.00。
• 可至您最近的分行
• 電話轉帳 (適用於中國信託銀行既有客戶)
• 郵寄支票 (請勿寄現金) 並在支票背面簽名並填寫 "For Deposit Only to CTBC Bank" 及您的帳戶號碼. 請將支票寄到以下地址:

CTBC Bank – VB Customer Support

56 E. Duarte Rd., Unit 108
Arcadia, CA 91006
不可以。任何定存帳戶在帳戶到期期限內，都不能進行額外的存款。但是，當您的定存到期時，您可以在寬限期內增加額外資金。
有的。登入您的網路銀行帳戶。登入後，在Account Summary頁面上選擇您的定存帳戶。您的定存到期日期將顯示在帳戶詳細資訊中。
我們將在您的定存帳戶到期前30天向您發送通知。當您的定存帳戶到期時，您將有10天的寬限期。您可以在寬限期內，選擇新的定存天期、增加存款或提款。如果您在寬限期內未採取任何行動，您的CD將自動續存，提取帳戶內的利息金額將不受寬限期的影響。寬限期內任何定期帳戶變更、存款或提款都將結束寬限期。在某些情況下，提前解約罰款可能會減少帳戶中的本金。
請參閱開戶歡迎郵件中Schedule of Fee Truth in Savings Disclosures 或致電客服中心 1-888-889-8369。
您的定存帳戶裡將在開戶並收到開戶資金後開始計算。
您的定存利息為每天複利計算，並每月存入您的帳戶中。
是的。中國信託銀行為聯邦存款保險公司的會員，您的存款將會受到保障。