選擇適合您的定存帳戶
8 個月定存
3.68% APY*
11 個月定存
3.58% APY*
*此優惠僅限於在分行開戶。優惠利率（Annual Percentage Yield, APY）自2026年4月17日起有效。8個月定期存款3.68% APY和11個月定期存款3.58% APY，最低開戶金額為$25,000。獲得此優惠利率，客戶必須於開戶當日開設全新或已擁有個人或商業支票帳戶。帳戶限於本人在分行開立。提前關閉帳戶將會有罰款，帳戶手續費可能會減少利息收入。銀行保留終止此優惠利率的權利，恕不另行通知。詳情請參閱帳戶披露的更多細節，條款及細則約束。
開設中國信託定期存款的好處
低風險
固定利率
在設定的期間內，賺取固定利息。
方便
整合銀行帳戶
透過網路及手機銀行，瀏覽您所有中國信託銀行帳戶。
安全
FDIC 保障
中國信託銀行為聯邦存款保險公司的會員，您的存款將會受到保障。
See how much your savings could grow
Please enter an amount greater than the minimum deposit amount of $25,000.00
*Offer only available for accounts opened in-person at a CTBC branch. Promotional Annual Percentage Yield (APY) accurate as of 04/17/2026. The minimum opening balance for 8-month CD 3.68% APY and 11-month CD 3.58% APY is $25,000. To receive the advertised promotional APY, You must either have an existing checking account with CTBC or open a new personal or business checking account on the day the CD is opened. Accounts are subject to an early withdrawal penalty. Fees could reduce earnings on the account. The Bank may cancel the CD promotion at any time without notice. Additional terms and conditions may apply. Please see our account disclosure for more details.
The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYs are subject to change.
